Est. 1st June, 2016 · Jos, Plateau State

Building wealth together, one member at a time.

Radio Nigeria Highland FM Staff Multi-Purpose Cooperative Society — savings, loans, housing, and investment opportunities for members and staff of FRCN and other Federal agencies.

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66+
Homes Delivered
₦5K
Min. Subscription
9+
Years Serving

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About Us

A cooperative built by members, for members.

Radio Nigeria Highland FM Staff Multipurpose Cooperative Society was established by common interest and desire to meet common economic, social needs and aspirations of members.

It was inaugurated on 1st June, 2016 in Jos, Plateau State and has since grown to have a footprint in housing estates, retail business, water factory and as a result improving the standards of living of its members.

2016
Founded
Jos
Plateau State
66
Bungalows Built
5+
Business Units
Estate Completed
66 Bungalows

Radio Nigeria Highland FM Estate

Delivering 3-bedroom fully detached bungalows to members.

Our Purpose

Mission & Vision

Our Mission

To provide economic, innovative, sustainable development through cutting-edge technology, innovative financial solutions, bridging housing deficits, providing growth opportunities and commitment to excellence through the pool of resources made available by cooperators.

Our Vision

To be the best Cooperative Society in Nigeria.

We strive to lead by example — empowering every member financially, socially and economically.

From The President
"

Welcome — let's make history together.

Radio Nigeria Highland FM Staff Multi-Purpose Cooperative Society Ltd is in the business of providing members with needs of common interest, liaising with external parties concerned and bringing products and services to the members at competitive market rates.

The strength and commitment of our membership is vital in helping us achieve our goals — the more we are, the more resources we can pool together.

Online loan application & disbursement
Professional investment appraisal
Real-time savings & shares dashboard
Issuing loans without collateral
Minimal, non-fluctuating interest rates
A rewarding member experience
The President
Radio Nigeria Highland FM Staff MCS Ltd.
What We Offer

Our Services

From thrift savings to housing and real estate — a full suite of cooperative services tailored to members.

Thrift Collection

We encourage thrift among members to cultivate the habit of savings for future use.

Loan Facilities

Short and long-term loans at minimal interest rates with convenient repayment terms.

Goods & Services

We partner with companies to provide household items, electronics and food supplies to members.

Water Factory

The cooperative invested in a water project for job creation and wealth creation.

Real Estate

Real Estate & Housing development for members. We've delivered 66 three-bedroom bungalows.

Non-Member Services

Non-members can access our specialized services by buying shares without full membership.

Land & Housing Program

Join our land/housing acquisition with competitive terms and flexible payment options.

Investment & Shares

Raise funds through shares (min ₦10,000, max ₦5M) for investment purposes and returns.

Leadership

Meet our Executive Committee

The dedicated team steering the cooperative forward.

Dafut Manlat Isaiah
Dafut Manlat Isaiah
President
B.A
Shamaki Godiya Shamaki
Shamaki Godiya Shamaki
Vice President
B.Sc
Olaoluwa Israel
Olaoluwa Israel
Secretary
B.SC, MBA, CNA, FIPMA
Paul Akogwu Emmanuel
Paul Akogwu Emmanuel
Ass. Secretary
HND, MCPN
Ajia Samuel Dorcas
Ajia Samuel Dorcas
Treasurer
HND
Puepet Emmanuella
Puepet Emmanuella
Financial Secretary
HND, CNA
Mwuese Praise Adem
Mwuese Praise Adem
P.R.O
B.A
Areo Samuel Akintola
Areo Samuel Akintola
Ex-Officio
HND, MBA, CNA, FIPMA
FAQs

Frequently Asked Questions

Everything you need to know about joining and being a member.

What is a Cooperative Society?
A Cooperative Society is a voluntary association of individuals or legal persons united by a common bond, who have come together to pursue their socio-economic goals for their own benefit.
Who is eligible to be a member?
Anyone who is an employee of Federal Radio Corporation of Nigeria or any Federal Government Agencies and MDAs.
Can I register as a non-member?
Yes — register under non-member via the portal. Non-members can access specialized services through buying shares.
Is there a fee payable on application for membership?
A non-refundable entrance fee of ₦10,000 shall be paid by a new applicant, or such other amount as may be fixed by the Executive Committee.
How do I contribute my monthly subscription?
The subscription is deducted from source through IPPIS or paid directly to the cooperative account. No cash transactions are allowed.
What is the minimum subscription amount?
The minimum subscription is ₦5,000 per month.
Can I withdraw part of my subscription balance?
No. A member can only withdraw the whole of his savings upon withdrawal of Membership.
How do I obtain a loan from the Cooperative?
Visit the society website and fill the Loan application form. The Executive Committee will review and approve. Loans are subject to funds availability.
How soon can I be considered for a loan after joining?
Loans shall be made only to persons with a minimum of 6 months of membership.
What is the minimum share capital?
The current minimum share capital is a multiple of ₦10,000. The maximum is ₦5,000,000, which can be upgraded at any time.
What is target saving?
A member may operate additional savings account known as Target Savings which can be withdrawn fully at the targeted time. Such savings attract no interest and no processing fee.
Can a member withdraw their membership?
Yes — by conveying 3 months notice in writing to the General Secretary, provided the member is not indebted to the society or standing as surety for another member.
Can I reapply after withdrawal?
Yes, provided a reasonable interval of not less than 12 calendar months from date of withdrawal is given, and the readmission fee is paid.
Is there a penalty for missing the General Meeting?
Failure to attend any General Meeting attracts a fine of ₦1,000 unless a written letter or electronic communication is sent to the Secretary stating cogent reasons.
Get In Touch

We'd love to hear from you

Send us a message and we'll get back to you as soon as possible.

Address

c/o Radio Nigeria Highland FM,
NTA TV College Premises,
Rayfield, Jos, Plateau State.

Phone

08032300433

Office Hours

Monday — Friday: 9:00 AM – 5:00 PM